Do you already have a long-term care plan? WA Cares can supplement private long-term care benefits, especially for workers who will not retire for three or more years, but some qualifying workers may still choose to apply for an exemption from WA Cares coverage. Learn more about WA Cares Fund and Private Long-Term Care Insurance.Remember, exemptions are permanent. Workers who apply and are approved for an exemption will be permanently disqualified from WA Cares. This means they may never re-enroll, and they will be unable to collect WA Care benefits in their lifetime, even if they need them.Frequently asked questions: Visit the WA Cares Fund page on how to apply for an exemption and for answers to FAQs about the application process.Join a live webinarWashington is the first state in the nation to develop a public plan that makes long-term care insurance affordable. You are invited to attend live informational webinars where you can learn more about what benefits are available, how to vest and other details about the state's approach to providing long-term care coverage. You will have an opportunity to speak directly with WA Cares Fund staff and get your questions answered. Pre-registration to attend is not required.Employees who cannot attend a webinar are encouraged to visit wacaresfund.wa.gov or check out their informational flyer for more information about the program.Learn more
WA Cares Fund: What you need to know
Washington is the first in the nation to develop a way to make long-term care affordable for all workers in the state as we age. The WA Cares Fund team wants to speak with you about how to vest, what benefits are available, and why Washington is using this approach to provide long-term care coverage. You will have an opportunity to speak directly with WA Cares Fund staff and get your questions answered.
Washington workers will begin earning coverage in January 2022 by paying a little over a half a percent of wages into the WA Cares Fund. In 2025, the first generation of Washingtonians will become temporarily vested and can begin using benefits.